Business Continuity
SHAREHOLDERPROTECTION.
If a fellow shareholder died tomorrow, would you end up in business with their family? Shareholder protection ensures the remaining owners have the funds to buy back the shares — and the business stays in the right hands.
What It Is
KEEPING THE BUSINESSIN THE RIGHT HANDS.
Shareholder protection is a life (and sometimes critical illness) policy arranged so that if a business owner dies, the remaining shareholders receive a payout they can use to purchase the deceased's shares from their estate.
Without it, those shares pass to the deceased's family — who may have no interest in or knowledge of the business, or may wish to sell to a third party. Shareholder protection, combined with a cross-option agreement, prevents this and keeps control with the remaining owners.
We advise on the right structure — life of another, own life under trust, or a combination — and search the full market to find the most competitive terms for each shareholder.
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PROTECT YOURBUSINESS FUTURE.
Tell us about your business structure and shareholders — we'll find the right protection across the whole market.
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